HCM-Guided Retirement aims to bridge the gap between a plan’s fiduciary obligation and long-term returns.
What is HCM-Guided Retirement?
HCM-Guided Retirement is a service offered by Howard Capital Management, Inc. (HCM) that works alongside advisors and plan sponsors to provide fiduciary support by implementing our 3(38) service and investment models in company-sponsored retirement plans.
Our goal is to provide plan participants access to the HCM-BuyLine® stoploss indicator with the choice of Blended or Custom Models.
- Blended Models: Tactical Risk-Based Models (comprised of proprietary Mutual Funds)
- Custom Models: Personalized Risk-Based Portfolios (comprised of non-proprietary ETFs and Mutual Funds)
Meet Howard Capital Management, Inc.
Select your retirement plan lineup with professional help.
HCM-Guided Retirement is a service provided by Howard Capital Management, Inc. (HCM), a SEC-registered investment advisory firm which offers professional money management services to private clients, financial advisors, and registered investment advisors. HCM’s management style relies on the guidance of proprietary stoploss indicator, the HCM-BuyLine®, to mitigate loss in major market downturns.
How we work with you
Schedule a Call
Find a wholesaler in your area to speak to about your retirement plan.
Utilizing FI360, we will compare the fiduciary ranking of the plan’s current lineup versus HCM’s lineup.
Based on your preferences, you can choose between HCM’s Blended or Custom models.