Returns matter.
Risk management matters.

Howard Capital Management, Inc. (HCM) is a SEC-Registered Investment Advisory Firm founded by Vance Howard, which offers professional money management services to private clients, financial advisors, and registered investment advisors through a suite of separately managed accounts, retirement tools, self-directed brokerage accounts, proprietary mutual funds and ETFs.

A Family of Retirement Products

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Custom Model Solution for Retirement Plans

3(38) Fiduciary Coverage and Tactical Model solutions for retirement plan sponsors

401k Optimizer®

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TSP Optimizer®

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Built by Experienced Investment Managers

HCM offers 30+ years of experience guiding clients in every season of life. Whatever age or financial situation you may be in, our advisors have the skillset needed to develop our Guided Retirement managed account solution.

The Howard Capital Management, Inc. Experience

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TACTICAL MANAGEMENT

Tactical management is an active approach that allows us to hold a range of percentages of asset allocations in each of our portfolios.

FLEXIBILITY

With investment options spanning across most market sectors and asset classes, all of our portfolios are fully liquid. We do not lock you into any investment you cannot change or easily withdraw from..

STOPLOSS MANAGEMENT

We overlay most of our investment portfolios and retirement tools with our proprietary stoploss tool, the HCM-BuyLine®, in an effort to keep your assets on the right-side of the market.

EXPERTISE

With over 30 years experience, our disciplined strategies are backed by extensive research, sophisticated analysis, and non-emotional, mathematical tools.