Retirement Allocation Calculator

Questioning if your investments are best allocated to meet your retirement goals? Use this calculator to discover your potential strategy based on your current age and appetite for risk.

The age based risk recommendation (equity/bond mix) comes from the approximate interpretation of a Target date fund glide path. Each client’s situation may be different than others and each client’s actual portfolio may be tailored to individual needs.

This is a hypothetical estimate and the projections do not represent results from actual clients.

Current Age

Desired Retirement Age


  • Conservative
  • Moderate Conservative
  • Moderate
  • Moderate Aggressive
  • Aggressive

Howard Capital Management, Inc. (“HCM”) is an SEC-registered investment advisor with its principal place of business in the State of Georgia. SEC registration does not constitute an endorsement of HCM by the SEC, nor does it indicate that HCM has arraigned a particular level of skill or ability. HCM only transacts business where it is properly registered or is otherwise exempt from registration. The data shown represents hypothetical performance. Past performance does not guarantee future results. Current performance may be lower or higher than the performance quoted. Indexes are unmanaged and one cannot invest directly in an index. Investing comes with risk, including the risk of loss. Investing comes with risk, including the risk of loss. HCM cannot guarantee success of any investments. Investments and investment recommendations made by HCM, including recommendations made by HCM-BuyLine®, may result in losses.