HCM-BuyLine® Indicator

A proprietary indicator designed to mitigate downside risk and remove emotion from the investing process.

HCM-BuyLine®

Stoploss Defense

The HCM-BuyLine® is Howard Capital Management, Inc.’s (HCM) proprietary stoploss indicator designed to mitigate downside risk and remove emotion from the investing process.

A quantitative and mathematical indicator, the HCM-BuyLine® is rules-based and uses trend analysis to help identify when to exit the stock market in an attempt to avoid major market downturns.

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The Line indicated on this the S&P 500. Historical performance for the SPDR® S&P 500® ETF Trust (Symbol: SPY) is provided for informational and illustrative purposes only. SPY seeks to provide investment results that, before expenses, correspond generally to the price and yield performance of the S&P 500® Index, a diversified large cap U.S. index that holds companies across all eleven Global Industry Classification Standards sectors. SPY performance is shown net of internal fund expenses, including fund management fees and transaction costs. It should not be assumed that your account or any Howard CM strategy or model holdings correspond directly to SPY or any comparative benchmarks.

The Challenge of Recovering from Losses

By utilizing the HCM-BuyLine®, we aim to bridge the gap between your fiduciary responsibility and maximized long-term returns in your retirement plan lineup. It is easy to forget how many investors lost half their investment and retirement savings to such a long and grueling sell-off during the great recession in 2008. While no one can predict when bear markets, recessions or depressions will occur, understanding how to prepare for market turmoil is imperative to long-term returns.

The way a portfolio weathers market volatility or the next downturn could go a long way in defining a plan participant’s experience over the next decade. At Howard Capital Management, Inc. we believe risk management is just as important as returns which is why we developed the HCM-BuyLine®.

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All investments are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed may be worth more or less than their original costs. There are unique potential risks associated with the specific asset classes that a Mutual Fund or ETF represents. You should carefully consider the risk, charges, and expenses of an ETF prior to investing. There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price. There can be no guarantee that the HCM-BuyLine® indicator will perform as anticipated. Stoploss protection will not necessarily limit your losses to the desired amounts due to the limitations of the HCM-BuyLine®, market conditions, and delays in executing orders. It is not an actual stoploss order that automatically sells securities in the portfolio at a certain price.